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Términos y condiciones

These terms govern access to and use of the RiskOnyx website, platform, and related services.

Ownership of the Website and Contact

The Website and the Service are operated by ASMAK AI SOLUTIONS S.L., a company incorporated in Spain with registered office at Calle Ali Bei 25 Atico 1, 08010 Barcelona, Spain and NIF/CIF B88913959. For the purposes of these Terms, references to “RiskOnyx”, “Owner”, “we”, “us”, or “our” mean ASMAK AI SOLUTIONS S.L. operating the RiskOnyx platform.

You may contact us at info@riskonyx.com for matters relating to the Website, the Service, billing, legal notices, privacy, or account administration.

These Terms govern access to and use of the RiskOnyx website, platform, and related services. Nothing in these Terms creates an employment, agency, partnership, fiduciary, or similar relationship between the parties.

The Privacy Policy and, where applicable, the Data Processing Agreement form an integral part of these Terms.

Service

RiskOnyx helps organisations create, structure, manage, and evidence their AI governance and compliance activities more clearly. It does not replace legal advice, regulatory advice, or other specialised professional review.

RiskOnyx is an AI governance and compliance technology platform that allows organisations to register AI systems, organise documentation and evidence, structure governance workflows, track obligations, and maintain a clearer view of their AI compliance position through more accessible, structured, and operationally usable formats. The Service may include, among other features, AI system inventories, risk and governance classification support, documentation and evidence management, workflow coordination, status tracking, reporting, dashboards, and structured records intended to improve visibility and usability.

Unless expressly agreed otherwise in writing, RiskOnyx acts as a supporting technology tool and does not provide legal advice, regulatory advice, or any other form of individualised professional advice. Use of the Platform does not create a lawyer-client, adviser-client, consultant-client, fiduciary, or similar professional relationship between RiskOnyx and the User.

The User is responsible for providing truthful, complete, and up-to-date information, selecting the options appropriate to its business and activities, reviewing the outputs and records generated or maintained through the Platform, and verifying that any resulting documentation, classifications, workflows, reports, or other content are suitable for its specific use case, industry, risk profile, and applicable legal or regulatory requirements.

RiskOnyx may offer additional services such as onboarding, support, customisation, training, implementation support, or access to specialist assistance where expressly contracted. In such cases, the specific scope of the service shall be the one set out in the applicable proposal, order, quotation, statement of work, or other written agreement.

Users acknowledge that, due to the complexity, evolution, and context-specific nature of AI-related laws, regulations, standards, and governance expectations, information, records, classifications, workflows, documentation, or other outputs generated, stored, or presented through RiskOnyx may require additional review, adaptation, validation, or professional assessment before being relied on in a specific operational, contractual, regulatory, or legal context.

Eligibility and Account Requirements

You must be at least 18 years old and legally capable of entering into a binding contract in order to use the Service.

You are responsible for ensuring that you have the hardware, software, internet connection, and technical environment reasonably necessary to access and use the Service. We may update technical requirements from time to time.

You must provide accurate billing, account, and contact information and keep it up to date. Once an invoice has been issued, information used for billing may not be editable for accounting or legal reasons.

Automated, bot-created, or otherwise non-human accounts are not permitted unless expressly authorised by RiskOnyx in writing.

You are responsible for safeguarding your account credentials and for all activity carried out through your account, except to the extent caused by our own failure to maintain reasonable account security controls.

You may cancel your account at any time, subject to any active subscription terms, minimum commitment periods, or payment obligations that may still apply.

Conduct and Acceptable Use

You must use the Website and the Service lawfully, in good faith, and in a way that does not interfere with the rights of others, the security of the platform, or the proper operation of the Service.

You must not impersonate another person, misrepresent your identity, or act on behalf of another person or entity without authority.

You must not upload, submit, publish, or transmit content that is unlawful, defamatory, infringing, fraudulent, abusive, threatening, hateful, discriminatory, or otherwise harmful.

You must not introduce malware, attempt to disable or bypass security measures, probe vulnerabilities, overload systems, scrape data using automated means without prior written permission, or otherwise interfere with the integrity, availability, or security of the Website or Service.

You must use only the official interfaces, workflows, and technical functionalities made available by RiskOnyx. Unauthorised integration methods, reverse engineering, or attempts to circumvent product restrictions are prohibited.

We may suspend or terminate access where we reasonably believe a User has breached these Terms, created security risk, exposed us or others to legal or operational harm, or used the Service in a manner materially inconsistent with its intended purpose.

Commercial Terms and Contracting

The Service is generally offered on a paid subscription basis. Available plans, features, limitations, pricing, free-trial terms, and any usage allowances are described on the Website or during the contracting process and may change from time to time.

A contract is formed when we accept an order and payment has been successfully authorised or received, subject to any account verification, fraud checks, onboarding requirements, or activation conditions we may reasonably apply.

Unless expressly stated otherwise, purchase of the Service requires creation of an account or workspace through which the Service is delivered and administered.

RiskOnyx grants the User a limited, revocable, non-exclusive, non-transferable licence with no right to sublicense to access and use the Service during the contracted subscription period, solely in accordance with these Terms and the applicable plan.

Subscriptions continue for the selected period and renew automatically unless cancelled before renewal in accordance with the applicable plan terms. We will make cancellation reasonably accessible and will provide any notices required by law.

If payment fails, we may suspend access after a reasonable cure period. We may preserve customer data for a limited period after suspension or expiry, but we are not required to preserve data indefinitely unless otherwise agreed in writing or required by law.

Participation in any affiliate, referral, reseller, distributor, or partner programme requires a separate agreement or expressly published programme terms. These Terms do not by themselves grant any right to sell, distribute, or earn commission in relation to the Service.

Delivery and Activation

The Service is activated within the period indicated during purchase or otherwise communicated before completion of the order, provided we have received full payment and the required account information.

Until activation conditions have been met, the User does not acquire any operative right to access or use the Service.

We may use subcontractors, service providers, and infrastructure partners to deliver the Service, provided that doing so does not relieve us of responsibilities that cannot be delegated by law.

Price, Billing, Plan Changes, and Usage Limits

The total price payable shall be shown before payment is completed. Prices are shown inclusive of taxes where legally required to be displayed in that way, unless otherwise stated.

The official billing currency is EUR. Where payment is made in another currency, the applicable exchange rate shall be the rate applied by the payment processor or, failing that, another reasonable market-based reference rate available at the time of payment.

Where a plan includes usage-based limits, such as limits on the number of AI systems, users, storage, API calls, specialist-review credits, or other measurable service elements, those limits and any overage charges shall be described on the Website or during contracting. Automatic overage billing will apply only where the User has expressly enabled it.

Temporary promotions, discounts, trials, or special commercial terms do not create an acquired right to future continuation of those terms unless expressly agreed otherwise in writing.

The User may change plan subject to the options then made available by RiskOnyx. Unless otherwise stated, upgrades may take effect immediately and downgrades may take effect at the start of the next billing period. Any credit treatment, proration, or carry-forward shall be governed by the billing terms disclosed at the time of the change.

Payment Methods

Accepted payment methods shall be displayed during the purchase process. Payments may be processed through third-party providers. RiskOnyx does not store full payment card details unless expressly stated and lawfully permitted.

If a payment fails, is rejected, reversed, charged back, or later determined to be fraudulent, we may suspend or terminate access, recover outstanding sums, and charge reasonable costs directly arising from the failed payment to the extent permitted by law.

Where recurring payment authority is granted through a payment provider such as PayPal or another processor, the User may withdraw that authority through the relevant payment provider settings, subject to any amounts already due under the contract.

Cancellation, Withdrawal, and Refunds

The User may cancel a subscription at any time. Unless otherwise stated, cancellation takes effect at the end of the current paid subscription period and no further renewal charges shall be made after that point.

Where the User is a consumer and has a statutory right of withdrawal under applicable law, that right remains unaffected. Where legally permitted, if the User has requested the Service to begin during the withdrawal period, we may deduct the proportion of the Service already supplied before withdrawal.

If RiskOnyx offers a separate commercial satisfaction guarantee or business-user refund policy, the scope, duration, and exclusions of that policy shall be the ones expressly stated on the Website or in the applicable commercial terms. Unless expressly stated otherwise, no refund is due merely because the User has ceased to use the Service before the end of the paid period.

Cancellation or expiry of the Service does not relieve the User of any obligation to pay charges already accrued or lawfully due under the contract.

Warranties

We will provide the Service with reasonable care and skill and substantially in accordance with the description of the Service then in force, subject to planned maintenance, updates, legal requirements, third-party dependencies, and the limitations set out in these Terms.

Except to the extent required by law, the Service is provided on an “as available” and “as updated from time to time” basis, and we do not warrant that it will be uninterrupted, error-free, suitable for every purpose, or compliant with every legal or regulatory requirement relevant to every user context.

Nothing in these Terms limits any non-excludable legal rights that may apply to consumers under applicable law.

Liability

The User is responsible for its own use of the Service, including the suitability of outputs, records, workflows, reports, or other material for the User’s specific legal, regulatory, contractual, or operational context.

To the extent permitted by law, RiskOnyx shall be liable only for direct losses that are reasonably foreseeable at the time the contract is formed and that arise directly from our breach of these Terms, negligence, or other liability that cannot lawfully be excluded.

To the extent permitted by law, RiskOnyx shall not be liable for indirect or consequential loss, loss of profit, loss of revenue, loss of opportunity, loss of reputation, loss of anticipated savings, loss arising from third-party systems or integrations, or loss caused by the User’s failure to review or validate outputs before relying on them.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, wilful misconduct, gross negligence where it cannot lawfully be excluded, breach of data protection obligations to the extent such liability cannot lawfully be excluded, or any other liability that the law does not permit us to exclude or limit.

Where the User is not a consumer, and to the extent permitted by law, RiskOnyx’s aggregate liability arising out of or in connection with the Service, whether in contract, tort, or otherwise, shall not exceed the greater of EUR 1,000 and the total amounts actually paid by the User to RiskOnyx for the affected Service during the 12 months immediately preceding the event giving rise to the claim.

The Service may include or connect with third-party services, data sources, or integrations. We do not control third-party services and are not responsible for their availability, content, performance, security, or compliance. Their use remains subject to the terms agreed between the User and those third parties.

We may temporarily interrupt the Service for maintenance, updates, security reasons, technical changes, legal compliance, or circumstances outside our reasonable control, including force majeure events.

Intellectual Property and Customer Content

All rights, title, and interest in and to the Website, the Service, the software, interfaces, workflows, taxonomies, methodologies, documentation, know-how, databases, designs, and other elements of the RiskOnyx platform remain the exclusive property of RiskOnyx or its licensors.

Subject to payment of the applicable fees and compliance with these Terms, the User may use the Service and may use for its own internal business, compliance, regulatory, procurement, audit, and contractual purposes the records, reports, exports, inventories, governance materials, or other outputs generated through the Service for that User’s workspace.

The User may not reproduce, distribute, resell, sublicense, reverse engineer, decompile, create derivative products from, or otherwise exploit the Service or any substantial part of it, except to the extent expressly permitted by law or expressly authorised in writing by RiskOnyx.

The User retains ownership of content, data, documents, and materials it uploads to the Service. The User grants RiskOnyx a non-exclusive, worldwide, royalty-free licence to host, store, process, reproduce, adapt, transmit, and display such content solely to the extent necessary to provide, secure, maintain, improve, and support the contracted Service, and as otherwise permitted by the Privacy Policy, DPA, or applicable law.

RiskOnyx may remove or restrict access to content that it reasonably believes is unlawful, infringing, abusive, harmful, or in breach of these Terms.

RiskOnyx, its name, logos, and other distinctive signs are protected trademarks or distinctive signs belonging to RiskOnyx or its licensors.

Privacy and Data Processing

For information about how we process personal data in relation to the Website, account administration, billing, support, and business operations, Users should consult the Privacy Policy published on the Website.

To the extent RiskOnyx processes personal data on behalf of a customer in connection with the Service, such processing shall be governed by the applicable Data Processing Agreement or other written data-processing terms between the parties.

RiskOnyx will process service-related personal data only as reasonably necessary to provide, secure, support, and improve the Service, to comply with law, and as otherwise permitted by the contract, the Privacy Policy, the DPA, and applicable law.

Where personal data is transferred internationally, RiskOnyx will rely on an appropriate lawful transfer mechanism recognised by applicable law, such as adequacy decisions, standard contractual clauses, or another legally valid mechanism.

Modification of the Terms

RiskOnyx may modify these Terms from time to time. Where required by law or where the changes are material, we will notify Users through appropriate channels before the changes take effect.

Unless otherwise required by law, continued use of the Service after the effective date of the updated Terms shall constitute acceptance of the modified Terms. If the User does not agree, it must stop using the Service and may cancel in accordance with these Terms.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be interpreted or replaced to the minimum extent necessary to make it valid and enforceable while preserving the original commercial intent as far as possible.

Governing Law and Jurisdiction

These Terms shall be governed by the laws of Spain, without regard to conflict-of-laws rules, except to the extent that mandatory consumer-protection rules in the User’s country of residence apply and prevail by law.

Where the User is not a consumer, the courts of Barcelona, Spain shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or the Service.

Nothing in these Terms prevents a consumer from relying on any mandatory rights to bring proceedings in the courts of their country of residence where such rights are granted by applicable law.

Artificial Intelligence and Automated Assistance

RiskOnyx may use automated systems, machine-learning tools, or artificial-intelligence-based functionalities to help classify, analyse, summarise, structure, visualise, or otherwise support AI governance and compliance-related information within the Service.

The User acknowledges that automated outputs may contain errors, omissions, simplifications, or inaccuracies and may not be fully adapted to the User’s activity, sector, geography, or specific legal or regulatory circumstances. The User must review outputs before relying on them, publishing them, communicating them to third parties, or incorporating them into operational, contractual, compliance, or governance processes.

Unless expressly stated otherwise, RiskOnyx will not use customer content to train general-purpose models of RiskOnyx or third parties beyond what is necessary to provide, secure, maintain, and improve the contracted Service, subject always to the Privacy Policy, DPA, and applicable law.